(406) 375-8000 Hamilton, MT

About Us

As an active member of the Hamilton community, I understand what matters most to you. I am qualified to ensure that this process will be straightforward and personalized to help you select the most comprehensive, cost-effective solution for your needs.

So come see us on Main Street in Downtown Hamilton. We have the knowledge and experience to help you better understand your coverage options -- whether that's auto, home, renters, life, recreational including ATVs, boats, mobile homes, RVs and more.

Give me a call at (406) 375-8000 and I'll be happy to answer any questions you might have.

Rachel Kramer - Owner/Agent

As a resident in the Bitterroot Valley for more than a decade, I'm proud to be your local Farmers agent. At my agency we have the highest levels of customer service and the knowledge and experience to help you better understand the many coverage options available. Whether that's business, life, auto, home, renters, recreation vehicles - ATVs, boats, motorcycles, and travel trailers and motor homes. Protecting your assets-personal and business is our goal.

I strongly believe in being involved in the community. Fulfilling my love of community service. I sit on the board of directors for both the Bitter Root Humane Association and Hamilton Downtown Association. Volunteering my time for worthy causes is a passion of mine. When I am not helping clients manage their risk, you can find me with my husband and 4 rescue dogs hiking or riding horses in the amazingly beautiful outdoors in Montana.

Jenny Howard - Agent

Jenny’s heartfelt love of the Bitterroot Valley began more than 20 years ago when she moved to Darby while attending the University of Montana. With a passion for the outdoors and appreciation of community values, she has enjoyed the every day of living in this vibrant community.

Jenny lives in Hamilton with her two daughters and is an active high-school sports spectator, volunteer and gardener. She regularly enjoys outdoor activities with her family and dogs.

She is happy to serve this community and help folks with their insurance needs at Rachel Kramer Insurance Agency.

Teddy - Head Greeter

Teddy is the Agency's office dog. Rescued from the Bitter Root Humane Association, Teddy spends workdays at the agency and weekends playing with his bother and sister rescue animals.